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Retail Deposit

Maxi-Interest Savings Account

Maxi-Interest Savings Account

Wealth Accumulation, Life at Ease

  • Preferential savings interest rate1
  • No Low Balance Monthly Service Fee2
  • Free account opening gift upon successful account opening3

Customer Hotline : (852) 8107 0818

For additional information, please call or visit any of our branches.

Remarks:
  1. Under Maxi-Interest Savings Account (the "MISA Account"), respective savings interest rate(s) (% p.a.) will be applied to corresponding range(s) of Deposit Amount Tier. According to the daily closing balance, daily interest will be calculated and accrued on a simple basis at such rate(s) (% p.a.) applicable to corresponding Deposit Amount Tier(s) on a 365-day annual basis, provided that the daily closing balance exceeds or equals an interest bearing threshold as from time to time determined by Public Bank (Hong Kong) Limited ("the Bank"). No daily interest shall be accrued to the MISA Account in the event that the daily closing balance falls below such interest bearing threshold. Daily interest accrued shall be accumulated to the end of each month and credited into the MISA Account on the first business day of each subsequent month. The average monthly balance of the MISA Account will not be counted into the average monthly total relationship balance in calculating the monthly interest for Prestige Account, if any.
  2. No Low Balance Monthly Service Fee.
  3. The account opening gift is determined by the Bank from time to time and will be given to any successful applicant of the MISA Account, subject to the first-come-first-served basis and limited in stock. The Bank’s decision on giving out the account opening gift shall be final and conclusive. The Bank is not the supplier of the account opening gift. The Bank shall not be liable for any damages, loss or other liability whatsoever or any consequential, incidental or special damages suffered or incurred as a result of using the account opening gift.

The above products and services are bound by relevant terms and conditions. For enquiry of account opening gift, interest rate, promotion details, service charges or other related terms and conditions, please contact our branch staff. The Bank reserves the right to terminate the above promotions at any time or to vary the same and/or the related terms and conditions from time to time without prior notice. Should any disputes arise, the decision of the Bank shall be final and conclusive. The Chinese translation is for reference only. In case of any discrepancy between the English and Chinese versions, the English version shall always prevail.