Open API
Application programming interface (API) is a computer programming approach for facilitating exchange of information and executing instructions between different computer systems. Open APIs refer to APIs that allow third party access to systems of an organisation.
Open API allows financial institutions to open up their internal IT systems and data for programmatic access by third-party service providers (TSPs) or their counterparts in an open and documented manner. Effective implementation of Open API enables, for example, information of different banks’ products and services to be aggregated under the same website / application for comparison and financial planning by users with ease. New service providers may also make use of the open information to offer unique products and new customer experience.
For information about the HKMA’s APIs, which provide financial data and important information published on HKMA’s website, please visit the HKMA’s Open API portal or click here to view HKMA’s video.
Public Bank (Hong Kong) collaborates with the following third-party service provider(s) on Open API.
Public Bank (Hong Kong) is partnering with the following company on Open API (Phase 2) | ||
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mReferral Mortgage Brokerage Services | Business Nature: | On-line & off-line referral businesses |
Services: | Process mortgage loan application request | |
Website: | www.mreferral.com | |
E-mail: | info@mReferral.com | |
Phone: | (852) 3196 6600 | |
Fax: | (852) 3196 6678 | |
Address: | 17/F, Overseas Trust Bank Building, 160 Gloucester Rd, Wanchai, HK | |
Channel: | Website
Mobile App - App Store
Google Play
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Interbank Account Data Sharing (IADS)
The Hong Kong Monetary Authority (HKMA) IADS initiative aims to allow customers to securely and efficiently share their bank account data with other banks subject to customer consent.
To learn more about the HKMA IADS initiative and the list of IADS Participating Banks, please visit the IADS webpage of Hong Kong Monetary Authority.
Frequently asked questions (FAQs)
1. Who can use the service of IADS?
Customers who have a deposit account and are registered for Net Banking services.
2. What kind of account data can be shared?
As a Data Providing Bank, the Bank will share the deposit account information (account availability, account status, account balances and transaction records) with other banks after obtaining the customer’s consent.
3. How to view and revoke the customer consent?
Customers can view and revoke the consent via Net Banking.
For any enquiries, please contact the Customer Hotline at (852) 8107 0818.