Personal RMB ServicesPersonal RMB Services

Personal RMB Services

RMB Savings Account

Savings Account
  • Preferential interest rate with interest paid once a month
  • Hassle-free RMB auto-exchange and auto-deposit placement via standing instruction
  • Options of passbook savings account and statement savings account
  • Minimum initial deposit amount as low as RMB100

Risk Disclosure:

  • Exchange rate risk – The value of RMB deposit will be subject to the risk of exchange rate fluctuation. If Account Holders choose to convert RMB deposit to other currencies at an exchange rate that is less favorable than that in which Account Holders made original conversion to RMB, Account Holders may suffer loss in principal.
  • Conversion limitation risk – RMB may not be fully freely convertible. Account Holders who wish to conduct conversion of RMB through banks may not be able to do so fully or immediately due to the RMB position of the banks and their commercial decisions at that moment.

Customer Hotline : (852) 8107 0818

  1. All the information set out above is provided to the best of the Bank’s knowledge and understanding of the Relevant Rules. Account Holder should also comply with any updates that shall be published or issued by the Bank at any time and from time to time and any latest guidelines issued by the regulatory authorities.
  2. For opening any RMB account, all relevant terms and conditions of the Bank shall apply. For enquiry, please call or visit any of our branches.

The above products & services are bound by relevant terms and conditions. For details, please contact the Bank’s staff. The Bank reserves the right to terminate the above promotions at any time or to vary the same and the related terms and conditions from time to time without prior notice. Should any dispute arise, the decision of the Bank shall be final and conclusive. In case of discrepancy between the English and Chinese versions, the English version shall always prevail.