Banking Services in Greater ChinaBanking Services in Greater China

Banking Services in China

Loan

Loan

Loan Services

  • Non-residents Personal Loan* (Including but not limited to Hong Kong people and foreign passport holders)
    • Preferential loan interest rate
    • Foreign currency long repayment period up to 20 years for loan
    • HKD, CNY and USD loans that can be used for personal consumption, production and business activities, etc.
  • Property Mortgage Loan*
    • Multiple repayment currencies: HKD, CNY, USD
    • Residential property loans have a maximum period of 30 years and a maximum limit of 70%
    • Non-residential property loans have a maximum term of 10 years and a maximum limit of 50%
  • Unsecured SME Loan
  • Trade financing for import and export*
    • Import Trade Financing
    • Export Trade Financing
  • Syndicated loan*

*Acceptable property mortgages in Shenzhen, Guangzhou, Shanghai, Beijing and the Pearl River Delta.