Instant Personal Loan
- Cash rebate up to HK$1,200
- Handling fee waiver for green loan purpose1
- Annualised Percentage Rate (“APR”) as low as 3.09%2
- Loan amount up to 15x of monthly salary3
- Repayment tenor up to 60 months
- Promotion Period: Until 30 June 2026
Monthly Repayment Table for Every Loan Amount of HK$10,000 | ||||
|---|---|---|---|---|
| Loan Amount (HK$) | Monthly Flat Rate | Repayment Tenor / Monthly Repayment Amount4 (HK$) (APR2) | ||
| 12 Months | 18 Months | 24 Months | ||
| $10,000 - $399,999 | 0.368% | $870.13 (8.36%) | $592.36 (8.53%) | $453.47 (8.58%) |
| $400,000 - $800,000 | 0.138% | $847.13 (3.09%) | $569.36 (3.16%) | $430.47 (3.19%) |
To enquire about the Monthly Repayment Amount and APR of other repayment tenors, please contact the staff of Public Bank (Hong Kong) Limited (the “Bank”).
- Please download, complete and return the application form, together with the required documents to any of our branches, by fax or by post.
For additional information, please call our Customer Hotline at (852) 8107 0818 or visit any of our branches.
To borrow or not to borrow? Borrow only if you can repay!
- Green Loan Purpose refers to loan purpose matches with the category specified in the “Eligible Green Loan Purpose” and the supporting document is provided. Please contact the Bank’s staff or refer to the “Eligible Green Loan Purpose” displayed on the Bank’s website for details.
- APR is calculated in compliance with the relevant guidelines as stipulated in the Code of Banking Practice. The APR of 3.09% is calculated based on monthly flat rate of 0.138%, loan amount HK$800,000 and loan tenor 12 months. The APR is an annualised reference rate that includes the basic interest rate and other related fees and charges of the banking products. The above interest rate is calculated based on a number of assumptions and used for reference only.
- The minimum loan amount is HK$10,000. The maximum loan amount is up to HK$800,000 or 15 times of monthly salary, whichever is lower.
- Monthly Repayment Amount in the Monthly Repayment Table is calculated based on every loan amount of HK$10,000.
- The final interest rate, loan amount and repayment tenor are subject to customer’s credit status and the Bank’s approval.
The above promotion is subject to terms and conditions. For details, please contact the Bank’s staff. The Bank reserves the right to modify, suspend or terminate the above promotion and to amend the terms and conditions at any time without prior notice. In case of any dispute, the decision of the Bank shall be final and conclusive. In case of any discrepancy between the English and Chinese versions, the English version shall always prevail.