RMB Service Promotion

The above promotion is bound by relevant terms and conditions. For details, please contact the staff of Public Bank (Hong Kong) Limited (the “Bank”). The Bank reserves the right to terminate the above promotions at any time or to vary the same and/or the related terms and conditions from time to time without prior notice. Should any disputes arise, the decision of the Bank shall be final and conclusive. In case of any discrepancy between the English and Chinese versions, the English version shall always prevail.

Disclaimer:

The above general insurance product(s) is/are issued and underwritten by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”), and will be responsible for providing insurance coverage and handling claims under their respective policies. Blue Cross is authorized and regulated by the Insurance Authority to carry out general insurance business in Hong Kong. The Bank is the distributor but not the issuer of the above general insurance product(s). The Bank, being registered with the Insurance Authority as a licensed insurance agency, is an appointed insurance agent by Blue Cross.

Blue Cross reserves the right to accept or reject any application based on the information provided by the customer during the application.

In respect of an eligible dispute, as defined in the Terms of Reference for the Financial Dispute Resolution Centre (“FDRC”) in relation to the Financial Dispute Resolution Scheme (please refer to the official website of the FDRC http://www.fdrc.org.hk for details), arising between our Bank and the applicant of the insurance plan above out of selling process or processing of the related transaction, our Bank is required to enter into a Financial Dispute Resolution Scheme process with the applicant. However, any dispute over the contractual terms of the insurance plan above should be resolved between directly between relevant insurance company and the applicant.

Risk Disclosure:

1. The value of foreign currency will be subject to the risk of exchange rate fluctuation. Customer may suffer loss in principal due to the exchange rate fluctuation if he/she chooses to convert foreign currency to Hong Kong Dollar or other currencies.

2. RMB is currently not freely convertible currency. Conversion of RMB for customer is subject to the requirements specified by relevant authorities from time to time and/or the Bank’s arrangement.