Home Buying Tips

Home Buying Tips

Buying a home is a long-term investment and there are a lot of things to be considered. Walk through the following steps with us when buying your home.

  • Financial Assessment

    Calculate the down payment and monthly repayment that you can afford

    Monthly Repayment
  • Property Choice

    Look for a desired property that falls within your budget

  • Property Valuation

    Call Public Bank (Hong Kong) Ltd. for free verbal valuation

  • Deposit

    Pay the deposit for the property and sign the Provisional Sales and Purchase Agreement

  • Mortgage Application

    Apply for Public Bank (Hong Kong) Ltd’s mortgage loan

  • Solicitors

    Arrange for legal services (1) Sale and Purchase Agreement, (2) Assignment and (3) Mortgage Deed

  • Down Payment Settlement

    Settle the down payment in full, sign the Sale and Purchase Agreement and subsequently pay the stamp duty

  • Agreement

    Solicitor is to advise you to sign the Assignment and Mortgage Deed. Also, you should settle the outstanding balance of the property price through Public Bank (Hong Kong) Ltd. as advised by your solicitor

  • Get Your Key

    Take possession of your dream home