Home Buying Tips

Buying a home is a long-term investment and there are a lot of things to be considered. Walk through the following steps with us when buying your home.

Financial Assessment
Calculate the down payment and monthly repayment that you can afford
Monthly Repayment
Property Choice
Look for a desired property that falls within your budget
Property Valuation
Call Public Bank (Hong Kong) Ltd. for free verbal valuation
Deposit
Pay the deposit for the property and sign the Provisional Sales and Purchase Agreement
Mortgage Application
Apply for Public Bank (Hong Kong) Ltd’s mortgage loan
Solicitors
Arrange for legal services (1) Sale and Purchase Agreement, (2) Assignment and (3) Mortgage Deed
Down Payment Settlement
Settle the down payment in full, sign the Sale and Purchase Agreement and subsequently pay the stamp duty
Agreement
Solicitor is to advise you to sign the Assignment and Mortgage Deed. Also, you should settle the outstanding balance of the property price through Public Bank (Hong Kong) Ltd. as advised by your solicitor
Get Your Key
Take possession of your dream home