Residential Mortgage Loan

Residential Mortgage Loan
  • Preferential interest rate for HIBOR and HKD Prime Rate Mortgage Plans
  • Available of other privileges like cash rebate, waiver of valuation fee and fire insurance coverage for the first year
  • Loan amount up to 90% of the appraised value or purchase price of the property, whichever is lower1
  • Repayment tenor up to 30 years
  • To handle your application in a flexible way
How To Apply
  • Please download, complete and return the application form, together with the
    required documents to any of our branches.

For additional information, please call our Customer Hotline at (852) 8107 0818 or visit any of our branches.

To borrow or not to borrow? Borrow only if you can repay!

  1. Only applicable to applicants who apply for Mortgage Insurance Programme and fulfil related requirements by HKMC Insurance Limited.

The above products & services are bound by relevant terms and conditions. For details, please contact the Bank’s staff. The Bank reserves the right to terminate the above promotions at any time or to vary the same and/or the related terms and conditions from time to time without prior notice. Should any dispute arise, the decision of the Bank shall be final and conclusive. In case of any discrepancy between the English and Chinese versions, the English version shall always prevail.