Residential Mortgage Loan

Residential Mortgage Loan
  • Applicable to various types of properties including Private Estates, Village Houses, Tong Buildings and other properties
  • Offers HIBOR and HKD Prime Rate Mortgage Plans
  • Loan amount up to 90% of the appraised value or purchase price of the property, whichever is lower1
  • Available of other offers like cash rebate, waiver of valuation fee and fire insurance coverage for the first year2
  • Repayment tenor up to 30 years
How To Apply
  • Please download, complete and return the application form, together with the required documents to any of our branches.

For additional information, please call our Customer Hotline at (852) 8107 0818 or visit any of our branches.

To borrow or not to borrow? Borrow only if you can repay!

  1. Only applicable to applicants who apply for Mortgage Insurance Programme and fulfil related requirements by HKMC Insurance Limited.
  2. Only applicable to selected Mortgage Plan.

The above products & services are bound by relevant terms and conditions. For details, please contact the staff of Public Bank (Hong Kong) Limited (the “Bank”). The Bank reserves the right to terminate the above promotions at any time or to vary the same and/or the related terms and conditions from time to time without prior notice. Should any dispute arise, the decision of the Bank shall be final and conclusive. In case of any discrepancy between the English and Chinese versions, the English version shall always prevail.