Consumer LoanConsumer Loan

Consumer Loan

Personal Overdraft

Perpetual Stand-by Facilities to Suit Your Needs

Premier Overdraft Facilities for Professionals and Senior Executives

  • Preferential interest rate
  • Revolving overdraft facility up to HK$500,000

Payroll Overdraft Facilities

  • Preferential interest rate
  • Stand-by cash up to HK$100,000 or 2 times your monthly salary (whichever is lower)

For additional information, please call our Customer Hotline at (852) 8107 0818 or visit any of our branches.

To borrow or not to borrow? Borrow only if you can repay!


The final approved loan amount of a customer is subject to his/her credit status and the final approval of Public Bank (Hong Kong) Limited (“the Bank”).

The above products and services are bound by relevant terms and conditions. For details, please contact the Bank’s staff. The Bank reserves the right to terminate the above promotions at any time or to vary the same and the related terms and conditions from time to time without prior notice. Should any disputes arise, the decision of the Bank shall be final and conclusive. In case of any discrepancy between the English and Chinese versions, the English version shall always prevail.