General Insurance Services
The Public Bank (Hong Kong) Limited (“our Bank” or “We”), being registered with the Insurance Authority as a licensed insurance agency, is an appointed insurance agent by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”) and Asia Insurance Company Limited (“Asia Insurance”), to distribute general insurance products in Hong Kong Special Administrative Region (“Hong Kong”).
Blue Cross
Our Bank distributes the following general insurance products which are underwritten by Blue Cross. Before application, please read and understand the relevant coverage details, premiums, exclusions, and important notes. Please click "Details of the Plan" and "Policy Terms and Conditions" to refer to the sales documents issued by Blue Cross, including product brochures and policy documents and terms. If you have any inquiries about the insurance plans listed below, please contact Blue Cross’ customer service hotline at 2839 6333 or contact any of our branches or Customer Hotline at 8107 0818 for product information.
| 1. TravelSafe Plus |
Plan Highlights - Worldwide medical expenses benefit and personal accident benefit up to HK$1,200,000 each - Follow-up medical expenses incurred within 90 days after returning to Hong Kong - 24 hour Worldwide Emergency Aid services, including unlimited coverage for emergency evacuation and repatriation to the place of origin |
| 2. HomeSafe Protection Insurance |
Plan Highlights - Coverage for household contents up to HK$1,200.000 - Your choice of different levels of sum insured according to your needs and budget - Extended benefits including Removal of Debris, Interior Alterations Or Repair, Money or Unauthorised Use of Credit Cards, Personal Documents, etc. Applicants who would like to subscribe for the “Optional Benefit” under this plan will not be available for online subscription via Our Bank’s website. Any inquiries on the subscription of “Optional Benefit”, please contact Blue Cross’s customer service hotline at 2839 6333 for details. |
Application Method
You can apply for Blue Cross’s TravelSafe Plus and HomeSafe Protection Insurance through the above link. Please note that by clicking "Apply Now" it means that you acknowledge and accept the following disclaimer, and agree to be redirected from our website to a third-party website managed by Blue Cross.
Disclaimer
Our Bank does not control the contents of the linked third party website and is not responsible for their contents or the links contained therein. Accordingly, our Bank makes no warranties or representations, whether express or implied, about the linked third party website or the links contained therein and accepts no responsibility for any damage or loss, howsoever caused, in connection with the use of or reliance of any information, material, products or services contained on or accessed through the linked third party website. The inclusion of any hyperlink does not imply endorsement, investigation, or verification by our Bank of the linked third party website or information contained therein. Our Bank’s privacy policy does not apply to the linked third party website. Please refer to the terms of use and the privacy policy applicable to the linked third party website before accessing such linked third party website.
Asia Insurance
Our Bank distributes the following general insurance products which are underwritten by Asia Insurance, If you are interested, please contact any of our branches or Customer Hotline 8107 0818 for product information.
1. Asia Superior Travel Insurance
2. Asia Superior Home Insurance
3. Asia Superior Helper Insurance
4. Asia Superior Housemaid Insurance
5. Asia Fire and Extra Perils Insurance
Disclaimer:
1. The above general insurance products are issued and underwritten by Blue Cross and Asia Insurance, and they will be responsible for providing insurance coverage and handling claims under their respective policies. Blue Cross and Asia Insurance are authorized and regulated by the Insurance Authority to carry out general insurance business in Hong Kong. Our Bank is the distributor but not the issuer of the above general insurance products.
2. Blue Cross and Asia Insurance reserve the right to decide whether to accept or reject any application for general insurance products based on the information provided by the proposed insured (if applicable) and the customer at the time of application. All insurance applications are subject to the underwriting and acceptance of the relevant insurance company.
3. In respect of an eligible dispute, as defined in the Terms of Reference for the Financial Dispute Resolution Centre (“FDRC”) in relation to the Financial Dispute Resolution Scheme (please refer to the official website of the FDRC http://www.fdrc.org.hk for details), arising between our Bank and the applicant of the insurance plan above out of selling process or processing of the related transaction, our Bank is required to enter into a Financial Dispute Resolution Scheme process with the applicant. However, any dispute over the contractual terms of the insurance plan above should be resolved between directly between relevant insurance company and the applicant.
4. Information on this website (including sales documents of the insurance company) is intended to be distributed in Hong Kong for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product in or outside Hong Kong. For detailed terms and conditions and all exclusions, the relevant insurance policy issued by the insurance company shall prevail.
5. You are reminded to carefully review the relevant product materials provided to you and seek independent advice if necessary.
6. Should there be any discrepancy between the English and the Chinese version Information on this website (including sales documents from the insurance company), the English version shall apply and prevail.
7. Blue Cross is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.
From January 1, 2018, the Insurance Authority starts collecting a premium levy from policy holders of all new or in-force life insurance policies and general insurance policies. For further information, please visit www.ia.org.hk.