SME Financing Guarantee Scheme (SFGS)
Aim
A financing package offered by Public Bank (Hong Kong) in association with the HKMC Insurance Ltd. (HKMCI) to assist small and medium enterprises (SMEs) in
- Acquiring business installations and equipment
- Meeting general working capital needs
Eligibility
All SMEs registered in Hong Kong
Loan Type
Business Installations & Equipment Loan
To finance SMEs in acquiring machinery, tools, computer hardware & software, communication systems, office equipment, vehicles and furniture & fixtures for their business operations in or outside Hong Kong.
Loan Amount: Up to a max. of HK$12,000,000
Tenor: Max. 5 years or up to 60 monthly instalments
Working Capital Loan
To finance working capital needs in relation to the Business nature.
Loan Amount: Up to a max. of HK$12,000,000
Tenor: Max. 5 years or up to 60 monthly instalments
Interest & Charges
Preferential interest rate & charges will apply
For additional information, please call Commercial Banking Department at (852) 2853 4604 or visit any of our branches.
To borrow or not to borrow? Borrow only if you can repay!
The above products & services are bound by relevant terms and conditions. For details, please contact the Bank’s staff. The Bank reserves the right to terminate the above promotions at any time or to vary the same and the related terms and conditions from time to time without prior notice. Should any dispute arise, the decision of the Bank shall be final and conclusive. In case of discrepancy between the English and Chinese versions, the English version shall always prevail.