Career Opportunities
Unit Head of Credit Analysis
- Review and comment on credit applications, including but not limited to accounts with larger exposures and of complexity to ensure a high credit quality standard of the bank’s loan portfolio
- Liaise with marketing units for information as may be required for Credit’s review and appropriate lending authority’s consideration purposes
- Ensure the lending terms and conditions of the credit applications are complied with the bank’s policies and highlight any deviations or non-compliance for the consideration of higher lending authority
- Perform the supervisory functions over the credit analysis unit, and provide staff planning, development and on-the-job training to staff
- Regularly review on the procedure and turnaround time of credit proposals submitted to Credit Department to enhance the efficiency of workflow
- Degree holder with minimum 8 years’ experience in credit assessment, financial analysis or risk management functions in financial institutions of which at least 4 years at managerial level
- Conversant with financial analysis, bank lending and bills operations
- Excellent communication skills with good command of written and spoken English and Chinese
- With Enhanced Competency Framework (ECF) qualification is preferable