Current Account

 

 

CURRENT  ACCOUNT FEE SCHEDULE  

                                ITEM DESCRIPTION  

             CHARGE  

New Account Closed within 3 Months

HK$150 per account

       

 

Check Returned Due to Insufficient Funds

HK$100 per check

           

 

Check Returned Due to Technical Reasons (Except post-dated check)

HK$30 per check

 

 

Stop Payment of Check

HK$80 per request

 

 

Cancellation of Stop Payment of Check

HK$100 per request

 

 

Dormant Account Charge

 

(Account has been inactive for more than 12 months and balance below HK$1,000)

HK$100 for each six months

 

 

Check Book Delivery (by Ordinary Mail)

HK$10 per two books

 

 

Unauthorised Overdraft or Overdraft Exceeds its Authorised Limit

HK$100 per check plus interest (Our prime rate or cost of fund rate plus 8% p.a.)  

 

Drawings Against Uncleared Items (DAUI)

HK$80 on each approved drawing

 

 

With effect from 1 July 2006, until further notice.

Our Bank reserves the right to revise the charges of and introduce new items to this schedule.

For details or other service charges, please refer to the respective departments or any of our branches.

In case of any difference between the English and the Chinese version of this schedule, the English version shall prevail for all purposes.

 

 

 

Savings Account    

 

SAVINGS ACCOUNT FEE SCHEDULE

ITEM DESCRIPTION

CHARGE

Passbook Replacement (for loss / damage / loss of chop)

HK$50 per book  

 

 

New Account Closed within 3 Months

HK$150 per account

   

HKD Savings Account Low Balance Monthly Service Fee 

Monthly average balance less than HK$2,000 HK$30 per month  

(Exceptions apply to senior citizens (aged 65 or above), minors (aged below 18), recipients of government social security assistance/ disability allowance, customers with any of the following products/ services: Prestige, overdraft facilities, loans, mortgages, securities, time deposits, payroll and autopay)

 

 

 

Dormant Account Charge (Account has been inactive for more than 12 months and balance below HK$1,000)       

HK$100 for each six months

 

 

With effect from 1 July 2006, until further notice.

Our Bank reserves the right to revise the charges of and introduce new items to this schedule.

For details or other service charges, please refer to the respective departments or any of our branches.

In case of any difference between the English and the Chinese version of this schedule, the English version shall prevail for all purposes.