Maximise Your Financial Flexibility and Make Your Dreams Come True

  • Same-Day Approval and Loan Disbursement
    The loan amount will be credited to your designated account once the loan
    is approved; the whole process is easy and simple.
  • Preferential Monthly Flat Rate as low as 0.11% (APR 4.38%)
    Our extraordinary low-interest personal installment loan enables you to enjoy
    substantial interest cost saving.
  • High Loan Amount
    Personalized loan amount that suits your financial needs.
  • Flexible Repayment Tenor
    Flexible repayment tenor to suit your repayment capability.

How to Apply
Please download, complete and return the application form, together with
the required documents to any of our branches, by fax or by post.





Fax Hotline : 2545 8158

Product Enquiry


Customer Service Hotline : 8107 0818

For additional information, please call or visit any of our branches.

Remarks:

  • The APR of monthly flat rate 0.11% is 4.38%. This APR is calculated in compliance with the relevant guidelines as stipulated in the Code of Banking Practice.

  • If a customer has submitted a duly signed personal loan application form, together with all of the required documents on or before noon of any business day (for submission after noon or on Saturdays or on public holidays, the "submission date" shall be deemed to be the next business day), once the loan is approved, Public Bank (Hong Kong) Limited ("the Bank") will credit the approved loan amount into the designated account of the customer maintained with the Bank by 4pm of the submission date.

  • The final approved loan amount of a customer is subject to his/her credit status and the Bank's final approval.


For details, please contact the Bank's staff. The Bank reserves the right to terminate the above offers at any time or to vary the same and the related terms and conditions from time to time without prior notice. Should any dispute arise, the decision of the Bank shall be final and conclusive. In case of discrepancy between the English and Chinese versions, the English version shall always prevail.