Notice of Change in Complimentary Insurance Protection Plans

With effect from 30 April, 2007, the "Global Purchase Protection Plan" for Public Bank (Hong Kong) Credit Card
will be terminated. For any queries, please call our Credit Card Customer Services Hotline at (852) 3768 9700.

Notice Related to Outsourcing of Public Bank (Hong Kong) Credit Card Embossing Services

The card embossing process of Public Bank (Hong Kong) Limited ("the Bank") Credit Card has been outsourced to a service provider in Malaysia (the "Service Provider"). As a result, the personal data of the Bank Credit Card Cardholders may be disclosed or transferred to the Service Provider appointed by the Bank. The appointed Service Provider will adopt stringent security measures to ensure the personal data of customers are kept in strict confidence in the card embossing process. However, the personal data of customers may need to be provided or disclosed to any person to whom the Bank or any of its appointed Service Provider is under an obligation to make disclosure under the requirements of any binding law, or under and for the purpose of any guidelines issued by regulatory or other authorities (including but not limited to government departments, judiciary or tax authorities) with which the Bank or any of its Service Provider are expected to comply.

Notice of the procedure for canceling recurring payment

Cardholder should contact the relevant merchant if Cardholder requests to cancel the recurring payment.



Successful applicant of Public Bank (Hong Kong) Credit Card can enjoy a host of benefits!
  • Permanent Annual Fee Waiver *
    You and up to 3 supplementary Cardholders can enjoy permanent annual fee waiver.
  • Overseas Spending Banking Charge Waiver
    Wherever you spend with your Public Bank (Hong Kong) Credit Card overseas, whether you are a Classic/ Gold or Platinum Card Cardholder, you can enjoy a banking charge waiver.
  • Instant Cash Rebate
    You will be entitled up to 0.6% cash rebate on your monthly card spending and Octopus Auto Add-value Service Transactions.
    Monthly Card Spending
    Cash Rebate
    HK$5,000 or above
    0.60%
    HK$2,500 to HK$4,999
    0.55%
    Below HK$2,500
    0.50%
  • Cash Advance Service
    You can perform cash advance transactions at all ATMs and banks labeled with JETCO or Visa logo.
  • One-to-Many Octopus Automatic Add-Value Service
    With the service, you can apply for the Octopus Automatic Add-Value Service for yourself and up to three family members, friends and relatives. Your and your supplementary Personalized Octopus Card will be automatically reloaded with HK$250 from your designated Public Bank (Hong Kong) Credit Card account when its stored value is zero or negative, or the remaining value plus the maximum negative value (HK$35) is not enough to cover the intended value deduction. Even more, all Automatic Add Value Transactions are eligible to instant cash rebate.
  • Special Banking Offers
    You will enjoy a variety of offers with our banking services such as
    Residential Mortgage
    - Privileged interest rates
    - 1st year premium waiver for fire insurance
    - Application fee & valuation fee waivers
    Insurance Service
    - 20% discount on "Asia Home", "Asia Travel Plus", "Asia Family" and "Asia Helper"
    - 10% discount on "CPI Emergency Accidental Medical & Hospitalization Insurance"
    Personal Loan
    - Privileged interest rates
    Foreign Currency Exchange
    - Handling fee waiver
    Safe Deposit Box
    - 2nd year rental fee waiver for 2 years’ rental
    Gift Cheque / Traveler Cheque
    - Handling fee waiver
    Demand Draft / TT Remittance / Cashier’s Order
    - 50% discount on handling fee

To enjoy all these amazing benefits, all you have to do is to complete and return your application form with supporting documents to us.


If you have any queries, please call our 24-hour Customer Service Hotline at (852) 3768 9700 or contact us via email cardcentre@publicbank.com.hk.

Remarks:

* The offer will be revoked if more than one time of late payment is recorded in the past 12 months before posting of annual fee.

Please refer to the application forms for offer details and other terms and conditions.
To learn how to keep your account data secure, please click here.




Public Bank (Hong Kong) Corporate Card gives your company a financial convenience to manage your staff's business expenses.
  • Bonus Point Scheme
    You are entitled to 1 bonus point for every dollar you purchase with your Corporate Card. Points are valid for a maximum of 3 years and can be used as annual fee waiver.
  • Interest-free Repayment Period Up to 56 Days
    With up to 56 days’ interest-free repayment period on retail purchase, you can enjoy greater financial flexibility.
  • Overseas Spending Banking Charge Waiver
    Wherever you spend with your Public Bank (Hong Kong) Corporate Card overseas, whether you are a Classic or Gold Card Cardholder, you can enjoy a banking charge waiver.
  • 24-Hour Worldwide Emergency Assistance
    Emergency services such as card replacement are available for 24 hours around the world by calling Visa Emergency Services Hotline.
  • Individual Monthly Statement
    Individual monthly statement will be available for cardholders and company for reconciliation.
  • Cash Advance Service
    You can perform cash advance transactions at all JETCO ATMs and any ATM or bank labeled with Visa logo.
  • Repayment by Autopay
    For your easy payment, all card accounts will be settled by autopay through your designated Public Bank (Hong Kong) account.
  • Free Net Banking Service
    With our net banking service, corporate customers can access information of Corporate Card Accounts including new transactions and latest statement.
 
For any queries, please call our 24-hour Customer Service Hotline at (852) 3768 9700.
 
Remarks:
Available for cardholders authorized by the company only.
 



With a PB card, you can manage up to 3 Public Bank (Hong Kong) current or savings accounts via any JETCO ATMs in Hong Kong, Macau, and China anytime for the following services:

  • Cash Withdrawal
  • Funds Transfer
  • Interbank Transfer (in Hong Kong only)
  • Balance Enquiry
  • Deposit (at designated ATMs)
  • Bill Payment
  • Cheque Book / Statement Request
  • Change Personal Identity No. (PIN)
  • MPF Services

How to Apply
Apply your PB card now and enjoy the first year annual fee waiver. Please apply at any of our branches. If you have any enquiries, please call (852) 2853 4732 during office hours or contact us via email address cardcentre@publicbank.com.hk.

Remarks:

New Terms & Conditions for PB card and Interbank Transfer are now available online and at our Branches.

For security tips, please link here.