• Review and analyze credit proposals on retail and commercial credit applications
• Identify and assess risks / potential problems and make recommendations for approval
• Tertiary education or above with minimum 3 years of solid experience in retail credit particularly mortgage loan and comprehensive knowledge of financial statement analysis and accounting principles
• Experience in handling HP / Leasing finance, commercial credit, PRC loans and syndicated loans would be an advantage
• Candidates with abundant experience and extensive exposure will be considered as Senior Credit Analysts

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• Prepare and check instruction letter to solicitors firm and facilities offer letter for Hong Kong / PRC commercial and consumer loans
• Check and review documents pre-requisite for issuing instruction letter and facilities offer letter
• Secondary education or above with minimum 4 years of relevant experience is a MUST
• Knowledge and acquaintance on workflow of credit facilities drawdown / operation, property conveyancing and Code of Banking Practice would be an advantage

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